Business loans in Nigeria
Stop going from bank to bank for a business loan.
Apply once on Credit Base. Licensed lenders send their offers to you, and you see the full cost in naira before you say yes.
- ✓ Free for your business
- ✓ Licensed lenders only
- ✓ You decide, with no pressure
You know how it goes
Getting a business loan should not be this hard.
- Filling the same forms at one bank after another.
- “Come back next week.” Then the week after.
- Charges nobody mentioned until the money landed short.
- Loan apps that call your customers and your family.
With Credit Base
One application. The offers come to you.
- Apply once
- One application, done from your phone or laptop. No moving from branch to branch.
- Lenders come to you
- Licensed lenders look at your application and send their offers to you.
- No hidden charges
- Interest, fees and the total you will repay are shown in naira before you agree to anything.
- Your number stays private
- Lenders do not get your contact details until you pick one. We never ask for your phone contacts.
A taste of it
This is how your offers will look.
Side by side, in plain naira. What lands in your account, what you repay each month, and the total, with every fee counted. Try it.
Lender A
You repay each month
₦605,000.00
- You receive
- ₦3,000,000.00
- Interest
- ₦630,000.00
- Fees
- ₦30,000.00
- Total you repay
- ₦3,660,000.00
Lender B
You repay each month
₦581,635.16
- You receive
- ₦3,000,000.00
- Interest
- ₦489,810.98
- Fees
- ₦45,000.00
- Total you repay
- ₦3,534,810.98
Lender C
You repay each month
₦553,792.50
- You receive
- ₦3,000,000.00
- Interest
- ₦322,755.01
- Fees
- ₦75,000.00
- Total you repay
- ₦3,397,755.01
Example only, with made-up lenders and rates. Your real offers depend on your business and on each lender.
How it works
Three steps. No branch visits.
- 1
Tell us what your business needs
How much, for how long and what it is for. It takes a few minutes.
- 2
Get offers
Licensed lenders send you their offers. You are told as each one comes in.
- 3
Compare and choose
See every offer side by side, pick the one that suits you, and the lender pays your business directly.
Questions people ask
Before you start
Is it really free?
Yes. Credit Base is free for businesses, before and after you get a loan. Our service is funded by our lending partners.
Is Credit Base a lender?
No. We do not lend and we never hold your money. We connect your business with licensed lenders, and the lender you choose pays you directly.
Who are the lenders?
Licensed microfinance banks, finance companies and banks. Every lender is checked before it can make an offer.
Am I sure of getting a loan?
No one can honestly promise that. Each lender makes its own decision. What we promise is one application, clear offers and no pressure to accept any of them.
What do I need to start?
A business registered with the Corporate Affairs Commission. We guide you through the rest, step by step.
Your business has plans. Let the lenders come to you.
It is free, it takes a few minutes to start, and you are never obliged to accept an offer.